When you choose the Smart, Essential or Tuned In Checking Accounts from Capital Bank, you have the option of upgrading those accounts to take advantage of a number of bonus benefits.  For Essential and Smart checking accounts, you can earn rewards for a fee of $3.99 a month; and just $1.99 for Tuned In Checking accounts.  Rewards and benefits include:

Local and National Dining Savings – Save up to 50% on dining from fine dining to casual eateries and fast foods with an average annual savings of $100.

Local and Online Shopping and Services Discounts – Save up to 50% on professional services (automotive, grocery, beauty, home, dry cleaning, gardeniing, music, video, etc) Annual savings value estimated at $25.

Travel, Hotel and Recreation Discounts – Save on hotels, theme park tickets, sporting events and car rentals.  Estimated annual savings over $350.

$5,000 Travel Accidental Death Insurance – Get automatic protection whenever you travel through a scheduled airline, bus, train, taxi or your own car with a $5000 travel accidental death insurance coverage. Estimated annual value of $12.

Payment Card and Identity Theft Protection – Losing an ATM/Debit card is no big deal with this protection.  Call the toll free number!  If you are the victim of identity theft, you could be reimbursed for up to $1,000 on identity theft recovery expenses.  Estimated annual value of $30.

All Capital Bank checking account options offer great service and value, with or without the addition of the above rewards program.  The Smart Checking offers interest earning checking without fees, and requires a minimum deposit of just $100.

Tuned In Checking refunds your ATM fees and pays for your music (up to $9.99 per month in iTunes music).

Essential Checking doesn’t charge monthly service fees, allows unlimited transactions and a Visa Debit card.