At a time when every penny you can hang on to counts, you don’t want to be wasting money paying unnecessary banking fees.  With Trustco Bank, you can get a Free Interest Checking account that allows you to earn interest on your balance – without any of those unnecessary bank fees or monthly service charges.   Of course, you’ll have access to your money whenever you need it through the ATM around town and around the world, as well as through unlimited check writing.

When Trustco Bank says “no fees”, it looks like they mean it!  This is what your Free Interest Checking Account will include:

• 3 Boxes of Trustco Blue Checks per year for free
• No need to keep a minimum monthly  balance
• No monthly service charges
• Internet Banking included
• Open your account with a low minimum deposit 
• Competitive interest rate compounded monthly
• Write as many checks as you need, no extra fees
• Monthly statement with cancelled checks
• 24-hour account access with your ATM/Debit Card
• Overdraft protection (Credit approval required)
• You can scheduled automatic loan payments for Trustco Loans, and get a reduced rate
• Regular transfers from checking to savings, Christmas Club or IRA account at no charge
• Electronic direct deposit at no charge

Trustco Bank currently operates in the states of New York, New Jersey, Vermont, Florida and Massachusetts, with the interest rate your free interest checking account earning dependent upon your location – ranging between .20% and 1%.