Millennium Bank offers a variety of certificate of deposit options for people looking to stretch their money a bit further.

You can choose a certificate of deposit maturity term between a short 30 days (currently earning 1% interest) to a more traditional period of five years (currently earning 3.45%)  Unlike some banks that require hefty deposits of $5,000 or more for a CD, Millennium Bank allows a $1,000 minimum deposit.  If you do happen to have $100,000 available for opening your certificate of deposit, you get special rates.

Current Certificate of Deposit Rates ($1000 minimum deposit)

• 30 Days – 1%
• 180 Days – 3.20%
• 1 Year – 3.45%
• 18 Months – 3.45%
• 2 – 5 years – 3.45%

CERTIFICATE OF DEPOSIT SPECIAL OFFER EFFECTIVE NOVEMBER 1st

Currently, Millennium Bank is running certificate of deposit specials for CD’s that meet certain requirements.  Open a 90 day or 9 month CD with a minimum of $5,000 for higher interest rates; A 90 day certificate of deposit under the special will earn 3.54% (Annual Percent Yield 3.60%) while a 9 month CD will earn 4.17% (Annual Percent Yield 4.25%).

Rates are subject to change without notice.