When you open a qualifying new checking account by 4/24/09 with KeyBank, you can receive a free Garmin nuvi 205W GPS, or a Garmin nuvi 265WT GPS.

The Garmin nuvi 205W GPS promotional offer requires that you open a qualifying checking account by 4/24/09 and make one debit card transaction and 2 direct deposits or automated payments of at least $100 by 6/26/09. You can open the Express Free Checking to qualify if you meet the other requirements.

To receive the 265WT GPS (more expensive version) you must open either a Key Privilege, Key Privilege Select or business checking accounts by 4/24/09. You still need to make one debit card transaction and either 2 direct deposits or automated payments of $100 or more by 6/26/09. These accounts require fairly large minimum balances in order to avoid monthly fees.

If you meet the requirements of the KeyBank checking account promotion, you will receive a Garmin GPS within 90 days of meeting all requirements specified. Direct deposit transactions are classified as payroll, pension, government benefits or social security benefit deposits. An automated payment excludes Key Bill Pay, PayPal transactions, automated payments made with your debit card and account to account balance transfers – so be sure to understand what classifies as an automated payment.

If you have opened a KeyBank account within the last 12 months, you don’t qualify for this promotion. The value of whichever GPS unit you receive will be reported on a Form 1099-INT, in the amount of $166 for the 205W and $240 for the 265WT. Don’t close your account within 180 days of opening it or you’ll get charged a $25 early closure fee.

This is available in any area where there are physical KeyBank branches. You can open the account at any KeyBank branch, online at Key.com, or by calling 1-877-888-3658.

The Key Express Free Checking has a $50 minimum opening deposit, but no minimum balance requirements or monthly fees. You can use ACH transfers with this account. If you use a non-KeyBank Atm you’ll be hit with a $2 fee (in addition to the other ATM’s fee).

KeyBank uses the ChexSystem for application approvals. KeyBank is an FDIC insured institution, since 1956.

Tags: checking account promotions, free stuff from banks, keybank

This entry was posted on Monday, March 30th, 2009 at 5:32 am and is filed under reviews. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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