Delta Community Credit Union is the largest credit union in Georgia.  It has 172,000 members.  Membership eligibility requires that you are a resident of one of eleven counties in Georgia, OR a member or employee of a large number of associations or organizations.  A complete list is available here: https://www.deltacommunitycu.com/Personal/join/eligibility.asp

If you are not in the state of Georgia, it’s easy enough to become eligible for the Delta Community Credit Union.  Look into the GettingAhead Association.  To become a member of this association, you pay a $5 annual fee – and receive countless benefits and financial educational opportunities in exchange for that membership- as well as becoming eligible to then become a Delta Community Credit Union member.

A Delta Community CU health savings account helps you save for medical expenses with tax benefits.  Health Savings Account benefits include:

• Tax Savings. You can deduct qualified contributions to a Health Savings Account from your gross income on a federal tax return – even when you aren’t itemizing deductions. If you take distributions for qualified medical expenses, they are tax-free and your accumulated funds grow with tax-deferred earnings.
• Decisions & Control.   It is up to you whether you use your account to pay for current medical expenses or save for future expenses.
• Transferable. Money in a health savings account isn’t tied to any particular job or employer.  It’s like an IRA – if you change employers or retire, the money remains in the account.

There are a number of ways you can get money from your health savings account with Delta Community Credit Union.   You are given an online account management system, checks, and a debit card that can all be used to pay for qualified medical expenses. ‘ll be able to manage your account online and write checks or use your HSA debit card to pay for qualified medical expenses.

Tags: delta community credit union, health savings accounts

This entry was posted on Tuesday, November 11th, 2008 at 9:32 am and is filed under reviews. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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