Trustco Bank Free Interest Checking Account Review
At a time when every penny you can hang on to counts, you don’t want to be wasting money paying unnecessary banking fees. With Trustco Bank, you can get a Free Interest Checking account that allows you to earn interest on your balance – without any of those unnecessary bank fees or monthly service charges. Of course, you’ll have access to your money whenever you need it through the ATM around town and around the world, as well as through unlimited check writing.
When Trustco Bank says “no fees”, it looks like they mean it! This is what your Free Interest Checking Account will include:
- 3 Boxes of Trustco Blue Checks per year for free
- No need to keep a minimum monthly balance
- No monthly service charges
- Internet Banking included
- Open your account with a low minimum deposit
- Competitive interest rate compounded monthly
- Write as many checks as you need, no extra fees
- Monthly statement with cancelled checks
- 24-hour account access with your ATM/Debit Card
- Overdraft protection (Credit approval required)
- You can scheduled automatic loan payments for Trustco Loans, and get a reduced rate
- Regular transfers from checking to savings, Christmas Club or IRA account at no charge
- Electronic direct deposit at no charge
Trustco Bank currently operates in the states of New York, New Jersey, Vermont, Florida and Massachusetts, with the interest rate your free interest checking account earning dependent upon your location – ranging between .20% and 1%.
Tags: free interest checking, trustco bank
March 23rd, 2009 at 2:42 pm
Trustco had been my bank for ten years. During the past three years there has been a sharp decline in the quality of customer service. The staff at our branches in the Capital District of NY are ever changing. They continually rotate employees to different branches. If a staff member tells you something about a promotion and does not have the rules and regs available for you to take and review, get the staff’s words/promises in writing. I have had two experiences where the staff has lied to me about a promotional offer and the “corporate” staff will not send me anything in writing regarding the timeliness of this decision or the decision itself. The “corporate” can get rid of you by transferring your call to the “appropriate branch” but the branch staff cannot transfer you back. They are game players.
So now I play back by testing them, as it is not my primary acnt. Had problems with their ATM card five weeks ago and have not yet received one in place of it! TERRIBLE CUSTOMER SERVICE!