The Interest Plus Checking Account offered by Heartland Community Bank is available with a bonus rate of 5.06% APY on all balances up to $30,000 balances. Accounts will over $30,000 balances will earn 1.31% APY. Along with the bonus rate, Heartland offers free use of ATM’s nationwide.

In order to qualify for the bonus APY rate, account holders need to fulfill monthly requirements or the rate of .30% APY will be applied to your account.

The following list outlines the requirements for each statement cycle:

You must perform at least 10 check card transactions each month.

You must register to receive your banking statements electronically.

You must link at least one direct deposit or ACH automated debt transaction to the account.

You must access your bank account through the online interface.

Heartland Community Bank does not charge any service fees for written checks. There are also no minimum balance requirements. Account access can be done online or via the telephone at no cost.

Heartland Community Bank is located in Arkansas and the bank has been insured since 1934. Out-of-state applicants are accepted and can use the online application form but the bank requires that account holders mail in the initial deposit and the signature card.

Tags: interest plus accounts

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