The Interest Plus Checking Account offered by Heartland Community Bank is available with a bonus rate of 5.06% APY on all balances up to $30,000 balances. Accounts will over $30,000 balances will earn 1.31% APY. Along with the bonus rate, Heartland offers free use of ATM’s nationwide.

In order to qualify for the bonus APY rate, account holders need to fulfill monthly requirements or the rate of .30% APY will be applied to your account.

The following list outlines the requirements for each statement cycle:

You must perform at least 10 check card transactions each month.

You must register to receive your banking statements electronically.

You must link at least one direct deposit or ACH automated debt transaction to the account.

You must access your bank account through the online interface.

Heartland Community Bank does not charge any service fees for written checks. There are also no minimum balance requirements. Account access can be done online or via the telephone at no cost.

Heartland Community Bank is located in Arkansas and the bank has been insured since 1934. Out-of-state applicants are accepted and can use the online application form but the bank requires that account holders mail in the initial deposit and the signature card.

Tags: interest plus accounts

This entry was posted on Friday, November 7th, 2008 at 5:29 am and is filed under reviews. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

• Ask the Reader: How Safe is My WaMu Bank Account? I received the following email from a reader and wanted to toss it out as an "Ask the Reader" post.  I'm certain there are people out there smarter than me on the subject, and can offer some solid advice for...
• For High Interest Checking and Savings, Think Small, Look Local If you read other personal finance blogs (and I read dozens), you will be exposed to much information about high yield savings accounts from Internet banks.  Account reviews, updates on interest rates, sign up bonuses, and advertisements - it's everywhere. ...
• How I Love Thee ING Direct, Let Me Count The Ways I've had a high interest savings account with ING Direct going back to 2003.  I was at my parent's house doing my taxes on their computer with Turbo Tax.  At the end of the session an ad popped up with...
• START SAVING AND LET THAT MONEY BUILD ITSELF So we all want to save more money right? What can we do to increase our savings? Many of us were told by our elders that if you want to save money the best place to put it is in...
• Banking Reviews: Huntington Direct's Online Savings Account New online savings banks appear to be popping up left and right. Recently we saw the creation of FNBO Direct and now the next competitor has entered the market. Hunting National Bank has created an online arm they call Huntington...