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	<title>Comments on: AmTrust Direct’s 4.00% APY E-Money Market Savings Account Review</title>
	<atom:link href="http://www.savingstoolbox.com/2008/09/02/amtrust-direct%e2%80%99s-400-apy-e-money-market-savings-account-review/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.savingstoolbox.com/2008/09/02/amtrust-direct%e2%80%99s-400-apy-e-money-market-savings-account-review/</link>
	<description>Online Savings Account Reviews</description>
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		<title>By: ali</title>
		<link>http://www.savingstoolbox.com/2008/09/02/amtrust-direct%e2%80%99s-400-apy-e-money-market-savings-account-review/comment-page-1/#comment-322</link>
		<dc:creator>ali</dc:creator>
		<pubDate>Sat, 04 Oct 2008 16:39:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingstoolbox.com/?p=170#comment-322</guid>
		<description>The 4% rate is for only 3 mos...then drops to 2%.

There is a limit of one 4.00% promotional Gold Savings account per household. $500 minimum balance to open account and earn interest. To qualify for promotion, account must be opened with new money. 4.00% Annual Percentage Yield (APY) for the first 90 days on balances up to $100,000 (balances of $100,000 and over will earn the standard rate). After the first 90 days, 4.00% promo rate reverts to standard tiered rate for balance on deposit at that time. Tiered rates are: $1 to $499 is 0.00%; $500 and over is 2.00%. Each standard tier rate applies to the entire balance in the account.  This is a 7-tiered account. At any time, interest rates and APYs offered within two or more consecutive tiers may be the same. When this is the case, multiple tiers will be shown as a single tier. Standard rates may change at any time before or after the account is opened. Offer is subject to change without notice. Fees may reduce earnings. There will be a fee if account is closed within 180 days of opening. 
Annual Percentage Yield (&quot;APY&quot;) accurate as of
10/4/2008
.</description>
		<content:encoded><![CDATA[<p>The 4% rate is for only 3 mos&#8230;then drops to 2%.</p>
<p>There is a limit of one 4.00% promotional Gold Savings account per household. $500 minimum balance to open account and earn interest. To qualify for promotion, account must be opened with new money. 4.00% Annual Percentage Yield (APY) for the first 90 days on balances up to $100,000 (balances of $100,000 and over will earn the standard rate). After the first 90 days, 4.00% promo rate reverts to standard tiered rate for balance on deposit at that time. Tiered rates are: $1 to $499 is 0.00%; $500 and over is 2.00%. Each standard tier rate applies to the entire balance in the account.  This is a 7-tiered account. At any time, interest rates and APYs offered within two or more consecutive tiers may be the same. When this is the case, multiple tiers will be shown as a single tier. Standard rates may change at any time before or after the account is opened. Offer is subject to change without notice. Fees may reduce earnings. There will be a fee if account is closed within 180 days of opening.<br />
Annual Percentage Yield (&#8220;APY&#8221;) accurate as of<br />
10/4/2008<br />
.</p>
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