http://www.savingstoolbox.com/2008/08/13/emigrant-directs-300-apy-american-dream-savings-account-review/ Online Savings Account Reviews Fri, 17 Jun 2011 15:36:41 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://www.savingstoolbox.com/2008/08/13/emigrant-directs-300-apy-american-dream-savings-account-review/comment-page-1/#comment-475 Jeff Faenza Tue, 21 Oct 2008 00:05:52 +0000 http://www.savingstoolbox.com/?p=68#comment-475 You must read the fine print before opening a Dream Savings account linked to the Emigrant 1.4% cash back card. I've had the account and card for a couple of years and just got rid of both. The credit card backer, Barclay's, is horrendous when it comes to resolving vendor disputes. They offer no protection whatsoever, have non responsive customer service and do not even credit your account while the dispute is being investigated. If you wish to close your Dream Savings account between the six month rebate periods, your rebate is forfeited. If you close your Dream Savings account mid-month, accrued interest for that month is forfeited. A Countrywide or Zions money market and a Chase Freedom card are a superior alternative You must read the fine print before opening a Dream Savings account linked to the Emigrant 1.4% cash back card. I’ve had the account and card for a couple of years and just got rid of both. The credit card backer, Barclay’s, is horrendous when it comes to resolving vendor disputes. They offer no protection whatsoever, have non responsive customer service and do not even credit your account while the dispute is being investigated. If you wish to close your Dream Savings account between the six month rebate periods, your rebate is forfeited. If you close your Dream Savings account mid-month, accrued interest for that month is forfeited. A Countrywide or Zions money market and a Chase Freedom card are a superior alternative

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